Blog
Student Loan Tax Deduction: How to Claim Interest and Save
Student loan interest deduction: claim up to $2,500 without itemizing. Learn 2025 income limits, the phase-out formula, Form 1098-E, and filing steps.
January 1, 1970
Student Loan Tax Deduction: How to Claim Interest and Save
Student loan interest deduction: claim up to $2,500 without itemizing. Learn 2025 income limits, the phase-out formula, Form 1098-E, and filing steps.
January 1, 1970
Student Loan Refinancing: Pros, Cons, and When to Do It
Student loan refinancing can save thousands, or cost you federal protections. Here's what the math looks like in 2026 and when to pull the trigger.
January 1, 1970
Student Loan Rehabilitation Steps: How to Get Out of Default
Student loan rehabilitation steps explained: the 9-payment process, how payments are calculated, credit impact, and what to do the day you finish.
January 1, 1970
Complete Guide to Student Loan Repayment Plans in 2026
Student loan repayment plans changed dramatically in 2026. Compare RAP, IBR, PSLF, and SAVE transitions — then choose the right plan for your income.
January 1, 1970
What to Do When Your Student Loan Servicer Changes
Student loan servicer changes can cancel autopay and corrupt PSLF counts. Learn what MOHELA borrowers must do before, during, and after their transfer.
January 1, 1970
How a Student Loan Servicer Transfer Affects Your Account
Got a notice your student loan is transferring to a new servicer? Learn what changes, what stays the same, and how to protect your PSLF progress.
January 1, 1970
Student Loan Wage Garnishment Rights: What Borrowers Need to Know
Student loan wage garnishment resumed in 2026. Learn your legal rights, garnishment limits, how to challenge it, and how to stop it before it starts.
January 1, 1970
How Student Loans Affect Your Credit Score: The Full Picture
Student loans can build or wreck your credit score. Learn how payment history, default, and deferment actually work — backed by 2025 NY Fed data.
January 1, 1970