Parent Plus Loan Calculator – Road2College

Number of years student will attend

What academic year will student be in when borrowing begins?
FreshmanSophomoreJuniorSenior

Will your student begin this degree program before July 1, 2026?
YesNo

Will you take out a Parent PLUS loan before July 1, 2026?
YesNo

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Total cost of attendance
$360,000

Student federal Stafford loan limit
$27,000

Grandfathered into old Parent PLUS rules?
Yes

Parent PLUS borrowing limit (Your Cap)
$333,000

Estimated borrowing gap if subject to new caps
$0

*The new Parent Plus maximum is a total of $65,000 per student per household, with an annual borrowing limit of $20,000.